Mortgage Loan Originator | NMLS# 36158
Finding a home should be as simple as flipping on a switch. Getting a home loan shouldn't feel like it's you against the world. We work hard to share our knowledge and find the right home loan for you, so you're not left out in the dark.
Vince Blanchford graduated from Butler University with a Bachelor of Science degree in finance. After obtaining his degree, he began his career in mortgage lending and financial services. He has excelled in many roles including Loan Processor, Wholesale Regional Manager, Division Manager, National Sales Manager, and Broker Owner. Over the course of his career, Vince has grown and managed national teams across the country while maintaining his residence in the Indianapolis area where he has a lasting relationship with the community.
With more than 25 years of lending experience, Vince is an invaluable resource for his clients and referral partners. Throughout his career, Vince has earned an excellent reputation as the go to person for advice, action, and results. He places a priority on educating his clients, which begins with understanding their financial needs, goals, and dreams. He tailors his recommendations to fit his client’s goals and provides excellent communication and customer service throughout the process.
Vince currently resides in Carmel, Indiana with his wife, two children, mother-in-law, and dog, Halo. Outside of work, he enjoys spending time family and friends, outdoor activities, exercising, and boating.
team members
online star rating
client reviews
states nationwide
Conventional loans at Luminate are a great option for many homebuyers since they are flexible as far as properties you can choose from, fees, and loan structures available.
FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment or have a less than ideal credit score. FHA loans are much easier for most homebuyers to qualify for.
Have you served in the military and are searching for a home loan that’s right for you? Because of your service history, you may be able to qualify for a VA home loan to make your home hunt easier.
A USDA loan is a mortgage loan option offered to rural property owners by the USDA. This loan option is great for anyone living in the rural areas of the United States that may have a lower income.
The home loan process doesn't have to be scary. Our team is here to help! All it takes is the following few steps:
Talk through your goals and timing, so that together we can decide which loan option is the best fit for you.
Gather your financial details and complete your loan application to start the pre-approval process. We're always here if you have any questions.
Once your application and credit report have been reviewed, you will receive a pre-approval letter to get out there and start your home search.
Now that you're outfitted with a pre-approval letter, your budget, and information about the loan process, you're ready to get out there an start shopping from a home.
All Rights Reserved | Luminate Home Loans, Inc. | NMLS# 150953